Frankenmuth Credit score Union automobile insurance coverage provides complete protection choices tailor-made to your wants. This information explores the varied insurance policies, protection particulars, and customer support elements of their insurance coverage packages. Find out about out there reductions, monetary help, and find out how to navigate the claims course of, evaluating them to different main credit score union suppliers.
From legal responsibility and collision protection to complete safety, this information delves into the specifics of every sort of coverage. Perceive the protection quantities, deductibles, and any exclusions or limitations. We additionally analyze how Frankenmuth Credit score Union insurance coverage charges examine to different suppliers within the space, highlighting components that have an effect on premiums.
Overview of Frankenmuth Credit score Union Automobile Insurance coverage
Frankenmuth Credit score Union provides complete automobile insurance coverage choices tailor-made to fulfill the varied wants of its members. Their give attention to offering reasonably priced and dependable protection makes them a well-liked alternative for drivers searching for safety and worth. This overview particulars the important thing elements of their automobile insurance coverage choices, together with protection sorts, options, and a comparability to different credit score union suppliers.
Frankenmuth Credit score Union Automobile Insurance coverage Choices
Frankenmuth Credit score Union’s automobile insurance coverage portfolio offers a variety of protection choices. This contains legal responsibility protection, collision protection, complete protection, and uninsured/underinsured motorist protection. Every coverage sort protects members from numerous dangers related to automobile possession. The choices cater to totally different driving conditions and budgets, permitting members to customise their protection primarily based on their particular person wants.
Key Options and Advantages
Frankenmuth Credit score Union’s automobile insurance policy are identified for his or her aggressive pricing and versatile protection choices. Members respect the personalised service and devoted help provided by the credit score union, fostering belief and a powerful buyer relationship. They usually embrace options akin to reductions for protected driving habits, a number of automobiles, and bundled insurance coverage merchandise. This mixture of affordability and buyer help is a major benefit for a lot of drivers.
Examples of Coverage Varieties
Frankenmuth Credit score Union provides a wide range of automobile insurance coverage insurance policies, every with its personal particular options and advantages. A primary coverage may embrace legal responsibility protection, defending members from monetary accountability within the occasion of an accident the place they’re at fault. An enhanced coverage may embrace collision and complete protection, offering broader safety towards harm to their car.
Additional, a coverage with uninsured/underinsured motorist protection offers extra monetary safety if the opposite driver concerned in an accident is uninsured or underinsured.
Comparability with Different Main Credit score Union Insurance coverage Suppliers
Function | Frankenmuth Credit score Union | [Example: Northwestern Mutual Credit Union] | [Example: PenFed Credit Union] |
---|---|---|---|
Premiums | Aggressive, usually with reductions for protected driving and membership. | Aggressive, with emphasis on transparency in pricing. | Aggressive, specializing in bundled providers. |
Protection Choices | Complete, together with legal responsibility, collision, complete, and uninsured/underinsured motorist protection. | Complete, with emphasis on tailor-made protection packages. | Complete, together with choices for add-on protection. |
Buyer Service | Devoted member service representatives, emphasizing personalised help. | Environment friendly on-line portals and sources for fast entry to info. | Customer support channels targeted on member comfort. |
Reductions | Out there for protected driving, a number of automobiles, and bundled insurance coverage merchandise. | Reductions for particular demographics, driving habits, and bundled providers. | Reductions primarily based on credit score historical past and membership stage. |
The desk above offers a common comparability. Particular pricing and protection particulars could fluctuate primarily based on particular person circumstances and coverage decisions. Additional analysis and direct session with the insurance coverage suppliers are essential to make an knowledgeable determination.
Protection Choices and Particulars
Frankenmuth Credit score Union automobile insurance coverage provides a variety of protection choices to guard your car and its occupants. Understanding these choices is essential for choosing the precise coverage that aligns along with your wants and finances. This part particulars the varied forms of protection, their specifics, and illustrative examples.Complete and collision protection, together with legal responsibility protection, are elementary elements of a automobile insurance coverage coverage.
Legal responsibility protection protects you from monetary accountability should you trigger an accident, whereas collision and complete protection handle harm to your car no matter who’s at fault. Understanding the nuances of every protection sort ensures you are adequately protected in numerous conditions.
Legal responsibility Protection
Legal responsibility protection safeguards you towards monetary obligations arising from accidents you trigger. This safety extends to accidents or property harm incurred by others. The coverage defines the extent of your accountability and the way the protection will reply. Completely different legal responsibility limits mirror various ranges of monetary safety. Understanding your state’s minimal necessities is vital, as this may affect your decision-making course of.
- Bodily damage legal responsibility (BIL) covers medical bills and misplaced wages for people injured in an accident you trigger.
- Property harm legal responsibility (PDL) covers damages to the property of others concerned in an accident you trigger.
Collision Protection
Collision protection protects your car towards harm ensuing from a collision with one other object or car, no matter fault. This protection pays for repairs or alternative prices, relying on the extent of the harm. It is essential to grasp the coverage’s limitations and exclusions to make knowledgeable choices.
- Collision protection sometimes covers repairs or alternative of your car if it is concerned in a collision, even if you’re at fault.
- Protection quantities are normally tied to the car’s market worth, not simply its restore value.
Complete Protection
Complete protection protects your car towards harm from occasions apart from collisions, akin to fireplace, vandalism, theft, or weather-related incidents. This protection is essential for unexpected circumstances that may considerably impression your car’s situation.
- Complete protection offers safety towards a variety of perils, together with fireplace, hail, flood, vandalism, and theft.
- Understanding the exclusions for this protection is important to keep away from potential surprises.
Protection Quantities and Deductibles
Protection Sort | Protection Quantity | Deductible |
---|---|---|
Legal responsibility (BIL) | $100,000/$300,000 | $500 |
Collision | $10,000 | $500 |
Complete | $5,000 | $500 |
Be aware: Protection quantities and deductibles are examples and will fluctuate relying on the particular coverage and particular person circumstances. All the time check with the coverage paperwork for correct particulars.
Examples of Lined and Non-Lined Situations
- Lined: Your car is broken in a parking zone collision, and collision protection compensates for repairs.
- Lined: Your automobile is stolen, and complete protection reimburses the market worth of the car.
- Non-Lined: Harm to your car as a result of put on and tear over time is mostly not coated by complete or collision protection.
- Non-Lined: Harm attributable to deliberately setting fireplace to your car is usually not coated by complete protection.
Buyer Service and Claims Course of
Frankenmuth Credit score Union’s automobile insurance coverage prioritizes seamless customer support and a streamlined claims course of. Understanding the out there channels and the steps concerned can considerably expedite the claims decision course of and guarantee a optimistic expertise. This part particulars the varied avenues for contacting Frankenmuth Credit score Union, together with a complete overview of their claims process.
Buyer Service Channels
Frankenmuth Credit score Union provides a number of methods to attach with their automobile insurance coverage division, guaranteeing accessibility for all prospects. These channels embrace telephone help, on-line portals, and probably in-person help, if out there. Selecting the suitable channel is dependent upon the character of the inquiry or declare.
- Telephone Assist: Direct telephone help offers instant help for pressing issues or complicated inquiries. Buyer representatives are educated to information policyholders by way of the claims course of, reply questions, and handle any issues promptly.
- On-line Portal: A devoted on-line portal facilitates handy entry to coverage info, declare standing updates, and on-line declare submitting choices. That is notably useful for routine inquiries or monitoring the progress of a declare.
- E-mail Assist: E-mail communication permits prospects to submit inquiries or requests asynchronously, making it helpful for non-urgent issues. A devoted e mail handle for insurance-related inquiries ensures correct dealing with of communications.
Claims Course of Overview
Frankenmuth Credit score Union’s claims course of is designed to be environment friendly and honest. The steps concerned are typically simple and clear, serving to prospects perceive the process from begin to end.
- Reporting the Declare: Instantly report any accident or harm to your car to Frankenmuth Credit score Union, whether or not by way of telephone, on-line portal, or e mail. Present crucial particulars such because the date, time, location, and outline of the incident. A immediate report is essential for a swift declare decision.
- Gathering Documentation: Collect all related documentation, together with police experiences (if relevant), witness statements, restore estimates, and medical data (if accidents had been sustained). This complete documentation helps expedite the claims course of.
- Submitting the Declare: Submit the declare by way of the popular channel (telephone, on-line portal, or e mail), guaranteeing all required documentation is included. The net portal usually offers a streamlined kind for submitting claims electronically.
- Declare Analysis and Approval: Frankenmuth Credit score Union evaluates the declare, verifying the small print and confirming protection. They could request extra info or documentation to evaluate the validity of the declare. The timeframe for declare approval varies relying on the complexity and the provision of all required paperwork.
- Settlement and Restore: Upon approval, Frankenmuth Credit score Union will work with you to rearrange for repairs. They could use permitted restore retailers, or facilitate a restore store choice course of to make sure the work is carried out accurately and cost-effectively.
Submitting a Declare On-line
Submitting a declare on-line sometimes entails accessing the Frankenmuth Credit score Union web site and navigating to the devoted claims part. This part usually offers a web based declare kind that requires the enter of related info, together with particulars in regards to the incident, coverage info, and required documentation. Examples embrace importing pictures of the harm or offering copies of restore estimates.
Submitting a Declare by way of Telephone Assist
Contacting Frankenmuth Credit score Union’s telephone help for claims entails dialing the devoted insurance coverage line. A customer support consultant will information you thru the method, asking for the required info and recording the small print of the declare. This method ensures instant help and detailed dealing with of the declare, particularly should you require clarification or help with particular documentation.
Contact Data and Hours of Operation
Assist Channel | Telephone Quantity | Web site/On-line Portal | Hours of Operation |
---|---|---|---|
Telephone Assist | (XXX) XXX-XXXX | [Frankenmuth Credit Union Website] | Monday-Friday, 9:00 AM – 5:00 PM EST |
On-line Portal | N/A | [Frankenmuth Credit Union Website] | 24/7 |
E-mail Assist | N/A | [Frankenmuth Credit Union Website]
|
N/A (examine web site for e mail hours) |
Charges and Premiums
Frankenmuth Credit score Union automobile insurance coverage charges are designed to be aggressive and accessible, reflecting the credit score union’s dedication to its members. Elements influencing premiums are clear and infrequently align with business requirements. Understanding these components is essential for potential policyholders to make knowledgeable choices.
Normal Overview of Frankenmuth Credit score Union Automobile Insurance coverage Charges
Frankenmuth Credit score Union, like different credit score union-based insurance coverage suppliers, sometimes provides charges which might be aggressive with nationwide averages however could fluctuate primarily based on particular person circumstances. Members usually profit from decrease charges in comparison with conventional insurance coverage firms as a result of their affiliation with the credit score union. The charges usually are not fastened and might change primarily based on market situations and particular person driver profiles.
Elements Influencing Automobile Insurance coverage Premiums
A number of components contribute to the ultimate premium quantity for automobile insurance coverage. These components are fastidiously evaluated to evaluate threat and decide applicable protection ranges.
- Driving historical past: A clear driving document sometimes results in decrease premiums. Accidents, violations, and claims improve the danger evaluation and consequently, the premium. For instance, a driver with a number of rushing tickets will probably face greater premiums in comparison with a driver with no violations.
- Automobile sort: The kind of car, together with its make, mannequin, and 12 months, considerably impacts the premium. Greater-value automobiles or these susceptible to theft or harm usually have greater premiums. Sports activities vehicles, for instance, normally have greater premiums than compact vehicles.
- Location: Geographic location performs a job in figuring out insurance coverage charges. Areas with greater charges of accidents or theft usually have greater premiums. City areas with dense visitors, for instance, are inclined to have greater charges than rural areas.
- Protection choices: The precise protection choices chosen, together with legal responsibility, collision, complete, and uninsured/underinsured motorist protection, have an effect on the premium. The next stage of protection will sometimes end in the next premium.
- Age and gender: A driver’s age and gender are components in threat evaluation. Youthful drivers, notably males, usually face greater premiums as a result of their perceived greater threat of accidents.
Comparability with Different Suppliers within the Area
Direct price comparisons between Frankenmuth Credit score Union and different suppliers within the area are troublesome to current definitively with out particular knowledge. Native market situations, competitors, and particular person profiles have an effect on charges. Whereas Frankenmuth Credit score Union goals for aggressive charges, charges can fluctuate significantly from insurer to insurer, relying on the specifics of every particular person coverage.
Comparative Fee Desk (Illustrative Instance)
This desk presents a hypothetical comparability, highlighting the potential impression of various components on premiums. Precise charges will fluctuate considerably.
Issue | Frankenmuth Credit score Union (Instance) | Competitor A (Instance) | Competitor B (Instance) |
---|---|---|---|
Driving Historical past (Clear) | $100 | $120 | $115 |
Driving Historical past (Minor Violation) | $125 | $150 | $140 |
Automobile Sort (Economic system Sedan) | $100 | $110 | $105 |
Automobile Sort (Luxurious SUV) | $150 | $180 | $165 |
Location (Rural) | $90 | $100 | $95 |
Location (City) | $110 | $125 | $120 |
Reductions and Monetary Help

Frankenmuth Credit score Union automobile insurance coverage acknowledges the monetary realities of its members. To make automobile insurance coverage extra accessible and reasonably priced, they provide a variety of reductions and, in some circumstances, monetary help packages. These packages are designed to reward accountable driving habits and help members going through particular monetary challenges.Frankenmuth Credit score Union goals to supply aggressive charges and help members in managing their bills.
This part particulars the reductions and monetary help choices out there.
Out there Reductions
Frankenmuth Credit score Union provides a wide range of reductions to incentivize accountable driving and monetary prudence. These reductions are designed to decrease the price of automobile insurance coverage and make it extra manageable for members.
- Protected Driver Reductions: Frankenmuth Credit score Union could provide reductions to members who preserve a protected driving document. This might contain a sure variety of accident-free years or a low variety of visitors violations. These reductions acknowledge accountable driving conduct, resulting in decrease premiums for safer drivers.
- Scholar Reductions: Frankenmuth Credit score Union could provide discounted charges for college students who’re actively enrolled in an academic establishment. These reductions acknowledge the monetary pressures confronted by college students and goal to supply a extra reasonably priced insurance coverage possibility.
- Navy Reductions: Energetic army members and veterans could qualify for discounted charges. These reductions acknowledge the distinctive sacrifices and tasks undertaken by these serving within the army.
- Multi-Automobile Reductions: Members insuring a number of automobiles with Frankenmuth Credit score Union could obtain a reduction. This displays the economies of scale concerned in insuring a number of automobiles for one household.
- Bundled Insurance coverage Reductions: Bundling insurance coverage merchandise (akin to automobile insurance coverage, dwelling insurance coverage, or life insurance coverage) with Frankenmuth Credit score Union could end in reductions. It is a technique to encourage broader monetary relationships with the credit score union.
Monetary Help Packages
Some monetary help packages could also be out there to assist members handle the price of automobile insurance coverage. These packages could fluctuate primarily based on particular person circumstances and eligibility.
- Fee Plans: Frankenmuth Credit score Union could provide versatile cost plans for automobile insurance coverage premiums. These plans enable members to unfold out their funds, making automobile insurance coverage extra reasonably priced and manageable.
- Finances Counseling: Some credit score unions could present finances counseling providers to assist members handle their funds. This may increasingly contain steerage on budgeting, saving, and managing debt.
Low cost Eligibility Standards
The eligibility standards for every low cost can fluctuate, so it is important to contact Frankenmuth Credit score Union straight for probably the most up-to-date info. The standards could rely on components akin to driving document, enrollment standing, or different related components.
Low cost | Eligibility Standards |
---|---|
Protected Driver | Clear driving document, no accidents or violations inside a particular timeframe. |
Scholar | Energetic enrollment in a highschool, school, or college. |
Navy | Energetic obligation army member or veteran standing. |
Multi-Automobile | Insuring a number of automobiles with Frankenmuth Credit score Union. |
Bundled Insurance coverage | Insuring a number of merchandise (e.g., automobile, dwelling, life) with Frankenmuth Credit score Union. |
Coverage Paperwork and Assets
Staying knowledgeable about your Frankenmuth Credit score Union automobile insurance coverage coverage is vital to understanding your protection and tasks. This part particulars find out how to entry very important coverage info, FAQs, and different sources. Having these paperwork available may help you make knowledgeable choices relating to your car safety.Accessing your coverage paperwork and vital info on-line is a handy and environment friendly solution to keep up to date.
This lets you evaluation your protection particulars, perceive your rights and tasks, and have fast entry to ceaselessly requested questions.
Accessing Coverage Paperwork On-line
Frankenmuth Credit score Union offers a safe on-line portal for members to entry their coverage paperwork. This portal provides a streamlined course of for reviewing and downloading important info. The safe portal ensures the confidentiality of your private and monetary info.
Accessing FAQs, Brochures, and Different Supplies
A wealth of data is offered by way of the net portal, together with FAQs, brochures, and different related supplies. These sources present clear explanations of assorted elements of your coverage, akin to protection particulars, claims procedures, and reductions. This available info permits you to handle your questions shortly and simply.
Acquiring a Copy of Your Coverage, Frankenmuth credit score union automobile insurance coverage
Acquiring a duplicate of your coverage is easy. Contact customer support, both by telephone or on-line, to request a duplicate of your coverage paperwork. They’ll information you thru the method and make sure you obtain the required paperwork promptly.
Desk of Essential Coverage Paperwork and On-line Assets
Useful resource | Description | Hyperlink (Instance) |
---|---|---|
Coverage Abstract | A concise overview of your protection, together with key phrases and situations. | frankenmuthcu.com/policy-summary |
Protection Particulars | Complete info on the specifics of your protection, akin to legal responsibility, collision, and complete. | frankenmuthcu.com/coverage-details |
Claims Procedures | Step-by-step directions on find out how to file a declare, together with crucial documentation and timelines. | frankenmuthcu.com/claims-procedures |
Reductions | Details about out there reductions, akin to multi-vehicle reductions, and find out how to qualify. | frankenmuthcu.com/reductions |
FAQ | Steadily requested questions on automobile insurance coverage, with solutions to widespread queries. | frankenmuthcu.com/faq |
Evaluating Frankenmuth Credit score Union with Different Insurers
Frankenmuth Credit score Union automobile insurance coverage stands out out there with its distinctive method, specializing in group ties and monetary partnerships. Nonetheless, understanding the way it stacks up towards main opponents is essential for knowledgeable decision-making. This comparability will analyze options, advantages, and pricing to spotlight potential benefits and downsides of selecting Frankenmuth.A radical comparability with different insurers offers a clearer perspective on Frankenmuth’s place out there.
Analyzing pricing, protection choices, and customer support protocols is important to grasp the strengths and weaknesses of every supplier. This enables potential prospects to make a well-informed alternative primarily based on their particular wants and priorities.
Pricing and Premiums Comparability
Frankenmuth Credit score Union’s pricing technique usually displays its give attention to members and group partnerships. Whereas particular charges usually are not publicly out there, components like driving historical past, car sort, and site will impression premiums. Evaluating Frankenmuth to different main suppliers like Geico, State Farm, or Allstate necessitates taking a look at components like coverage options and reductions. These suppliers usually provide numerous reductions, together with multi-policy reductions, good scholar reductions, and defensive driving reductions.
Direct comparisons of charges require personalised quotes from every supplier, contemplating particular person circumstances.
Protection Choices and Options
Frankenmuth Credit score Union, like different insurers, provides a variety of protection choices. Complete protection, collision protection, and legal responsibility protection are typical parts. The precise inclusions and exclusions inside every protection sort needs to be reviewed fastidiously. Comparability with opponents like State Farm, Allstate, and Progressive reveals comparable protection choices. Nonetheless, nuances in deductibles, coverage limits, and non-compulsory add-ons may differ considerably.
An in depth evaluation of coverage paperwork is critical for correct comparability.
Buyer Service and Claims Course of
Frankenmuth’s customer support method, usually rooted in group engagement, could also be a definite benefit. Nonetheless, evaluating this method to main opponents akin to Progressive or Nationwide is vital. Whereas the claims course of is a vital component, particular particulars usually are not publicly out there and rely on particular person experiences. Prospects ought to fastidiously evaluation claims dealing with procedures and responsiveness within the insurance policies and sources supplied by every insurer.
Reductions and Monetary Help
Frankenmuth Credit score Union could provide reductions tailor-made to its members, probably together with multi-policy reductions. Rivals like Geico, State Farm, and Allstate additionally present comparable reductions, usually associated to driving data, car sort, or protected driving habits. Frankenmuth’s monetary help packages, if any, needs to be in contrast with the help packages provided by different suppliers. Monetary help choices, together with cost plans or reductions for low-income people, could also be current however require additional investigation.
Desk: Comparability of Frankenmuth Credit score Union with Rivals
Function | Frankenmuth Credit score Union | Geico | State Farm |
---|---|---|---|
Pricing | Member-focused, probably aggressive | Usually aggressive, identified for decrease premiums | Usually aggressive, identified for sturdy customer support |
Protection Choices | Normal protection choices out there | Complete protection choices | Complete protection choices |
Buyer Service | Neighborhood-oriented, presumably personalised | Usually accessible, varies by location | Robust repute for customer support |
Reductions | Probably tailor-made member reductions | Number of reductions, together with multi-policy reductions | Number of reductions, together with good scholar reductions |
Illustrative Situations

Frankenmuth Credit score Union automobile insurance coverage provides a complete suite of protection choices designed to guard policyholders in numerous driving conditions. Understanding how the coverage addresses totally different accident eventualities, car harm, and the collision course of is essential for knowledgeable decision-making. These illustrative eventualities spotlight the advantages and protection particulars of the coverage.
Situations of Profit
Frankenmuth Credit score Union automobile insurance coverage may be notably useful in conditions involving accidents, theft, or harm to your car. The coverage offers a security internet, serving to you navigate monetary tasks and restore your car. Examples embrace conditions like a fender bender with one other driver, a collision inflicting vital harm, or perhaps a state of affairs the place your car is stolen.
Realizing how the coverage responds to those eventualities is significant for peace of thoughts.
Collision Accident Protection Particulars
A collision accident is a state of affairs the place your car collides with one other car, an object, or an animal. Frankenmuth Credit score Union automobile insurance coverage’s collision protection kicks in when your car is broken in a collision, no matter who’s at fault. This protection helps restore or substitute your car, assuaging the monetary burden of repairs. As an example, in case your car is totaled in a collision with a parked truck, the coverage will cowl the alternative value.
This protection is essential for safeguarding your monetary funding.
Harm to Insured Automobile
Frankenmuth Credit score Union automobile insurance coverage provides protection for harm to the insured car in a wide range of circumstances. This contains harm attributable to collisions, vandalism, fireplace, hail, or different unexpected occasions. The coverage sometimes covers the restore or alternative of the car, primarily based on the phrases and situations Artikeld within the coverage paperwork. Complete protection usually addresses incidents like a tree falling in your automobile throughout a storm, safeguarding your monetary funding.
The quantity coated is dependent upon the particular particulars of the harm and the coverage limits.
Coverage Dealing with of a Collision Accident
In a collision accident, the method for dealing with claims beneath Frankenmuth Credit score Union automobile insurance coverage is essential. Firstly, the coverage requires instant reporting of the incident to the insurance coverage firm and the related authorities. Following the accident, you should collect all crucial info, together with the police report and witness statements. The insurance coverage firm will then assess the harm to your car and decide the suitable quantity of compensation.
The insurance coverage firm will deal with the claims course of, guaranteeing honest and immediate settlement.
“Correct documentation and immediate reporting are important for a clean declare decision.”
The coverage paperwork include detailed directions on find out how to proceed in such conditions.
Closure: Frankenmuth Credit score Union Automobile Insurance coverage
Frankenmuth Credit score Union automobile insurance coverage offers a variety of choices, from primary legal responsibility protection to complete safety. Understanding the totally different protection sorts, charges, and reductions is vital to discovering the perfect match to your driving wants and finances. This information offers an in depth overview that can assist you make knowledgeable choices. We encourage you to discover the coverage paperwork and sources to achieve a extra in-depth understanding of Frankenmuth Credit score Union’s choices.
Detailed FAQs
What forms of reductions can be found for Frankenmuth Credit score Union automobile insurance coverage?
Frankenmuth Credit score Union provides reductions for protected drivers, college students, and army members. Particular reductions and eligibility standards are Artikeld within the coverage paperwork.
How do I file a declare with Frankenmuth Credit score Union?
Claims may be filed on-line or by telephone. Detailed directions and call info are supplied within the coverage paperwork.
What are the everyday charges for Frankenmuth Credit score Union automobile insurance coverage in comparison with different suppliers in my space?
A comparability desk is included within the information, detailing charges primarily based on components akin to driving historical past, car sort, and site.
What are the various kinds of protection provided in Frankenmuth Credit score Union automobile insurance coverage?
Frankenmuth Credit score Union provides legal responsibility, collision, and complete protection, amongst others. Every protection sort is detailed within the information with particular descriptions of what is included and excluded.