What mode of payment can you use to pay directly from your bank account, but without having to carry cash, while shopping in a mall? cajero automático
tarjeta de crédito pago en línea tarjeta de débito

Respuesta :

If those are your options, I'm pretty sure it is Tarjeta de Crédito

Tarjeta de debito is the correct answer. Debit card comes directly out of your bank accout.